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Uber And Lyft Accident Attorneys In Montana

When A Rideshare Trip Turns Into A Crash

Rideshare services like Uber and Lyft are part of everyday life in Missoula, from late night rides downtown to airport trips along Reserve Street. When a rideshare vehicle is in a crash, injury claims quickly become more complicated than a typical car accident. Bulman, Jones & Cook helps passengers, drivers, and others hurt in rideshare accidents untangle the insurance issues and pursue full compensation.

Who May Be Liable In A Rideshare Accident

Responsibility can rest with the Uber or Lyft driver, another at fault driver, or sometimes both. In most cases, the rideshare company provides liability coverage that applies when the driver is using the app, with higher limits when a ride is in progress. We determine which driver caused the crash and which policies are active so no source of recovery is overlooked.

Understanding Uber And Lyft Insurance Layers

Rideshare insurance works in layers that depend on whether the app is off, on but waiting for a ride, or on with a passenger in the car. When a trip is active, there may be up to a million dollars in coverage for injuries and property damage. Our attorneys review personal auto policies, rideshare policies, and any uninsured or underinsured motorist coverage to build a complete claim.

Helping Injured Rideshare Passengers And Drivers

If you were a passenger, you should not be left paying out of pocket when a driver or another vehicle caused the crash. If you were a rideshare driver, you may face lost income and medical bills even though you are treated as an independent contractor instead of an employee. Bulman, Jones & Cook evaluates each situation and pursues every available remedy, including personal injury claims and, where appropriate, workers' compensation comparisons for delivery and taxi drivers.

Rideshare Accident FAQs

  • What should I do if my Uber or Lyft is in a crash?

    Make sure everyone is safe and call 911 so police and medical help can respond. Take screenshots of your ride details, driver information, and any messages in the app. Then contact a lawyer before giving detailed statements to insurers or the rideshare company.

  • Will Uber or Lyft pay for my injuries?

    Their insurance policies often cover passengers and others harmed by a rideshare driver, but the coverage depends on whether the app was active and a ride was in progress. Adjusters may not always explain your full rights. We identify which parts of the policy apply and press for fair payment.

  • What if another driver hit the rideshare vehicle?

    In that case, the at fault driver's insurance is usually primary, but Uber or Lyft may provide additional coverage if that driver has little or no insurance. You do not have to choose between them. We coordinate claims so all responsible parties contribute.

  • I was a rideshare driver hurt by someone else. Do I have any special rights?

    As a rideshare driver you are typically considered an independent contractor, not an employee, so workers' compensation usually does not apply. However, you may still have access to liability and uninsured motorist coverage through Uber or Lyft while the app is on. We help you pursue those claims and document lost income.

  • How long will a rideshare claim take?

    Timing depends on how serious your injuries are and how cooperative the insurers are with sharing information. We push for quick access to policy details and ride data so the claim does not stall. Resolving the case still requires time to understand your medical recovery and future needs.

Get Help With Your Rideshare Accident

Whether your Uber or Lyft crash happened in downtown Missoula, near the University district, or on the way to Missoula Montana Airport, you do not have to navigate the claim alone. Bulman, Jones & Cook has experience with rideshare accident cases and understands how to work with national insurers. Call 406-721-7744 or send a message to schedule a free consultation about your Montana rideshare accident.